Designed for California
Choose from hundreds of plans with thousands of possible combinations.
Start with our handpicked series built just for California.

Catalina Homes

A brilliant series of homes with luxury features and price points built for California.

Pacifica Homes

Pacfica Homes
The finest luxury features at remarkable prices. Designed for discriminating tastes.

Coastal Series

Coastal Series
Cavco Durango® construction ready for your custom design.

MH Factory Homes

Merging Factory Direct Pricing with Industry Best Finance 

MH Factory Homes specializes in New and Used Mobile Home Sales, Manufactured Home Sales and Modular Home Sales and Finance in San Diego County. At The MH Loans California, we've joined wholesale factory built relationships with low cost financing making manufactured home ownership more affordable. 


Based in Vista, California we are a licensed manufactured home retailer providing affordable factory built homes to buyers in mobile home parks and resident owned manufactured home owner's associations; manufactured home land development too.

We've teamed up with Cavco Homes and the Industry's Best Factory Built Lenders and have built the best new manufactured sales and and finance program in Southern California; providing a comprehensive approach to manufactured home sales. Wholesale factory built relationships and in house finance make the buying experience better at a lower cost.

We've selected several outstanding series that are ideal for California mobile home replacement. Our lenders love these homes. Today's manufactured homes are different and provide a welcome alternative to site built construction. We offer hundreds of floor plans and will be glad to help with your custom plan. If you haven't looked at manufactured homes in a while. Look again!

In Park or Land Owned

Don't settle for less than the best.

MH Factory Homes is the product of manufactured home mortgage lending professionals with over 20 years manufactured home sales and finance experience. 

We have a lender's perspective on California manufactured home sales and finance. We want our customers to have long term value in their home. After closing thousands of manufactured home loans, we understand the details of the transaction. We know the most important part of any sale is communication.

Our lending background shapes our philosophy and approach to the California manufactured home market. We operate with a strong set of financial standards and a keen eye towards value. Providing a quality new home is not enough for us. Meeting your financial goals and creating value is just as important. 

We bring more to the table. MH Factory Homes is an affiliate of MH Loans Corporation and MH Realty Associates. We work together as a group and cooperate with industry and real estate professionals every day. We share a desire to make people's lives better by creating a safe harbor they can be proud of and call home at a price they can afford.


A smarter, streamlined experience
MH Factory Homes is powered by The MH Loans California Companies, a brilliant combination of finance and factory built know how that creates new home value the right way.
MH Factory Homes was born out of a desire to provide quality factory built home and loan programs to a California housing market in need of affordable housing merged with sensible finance programs.