Manufactured Homes and Land - Super Value in San Diego County

Manufactured Homes on Land are Great Opportunity for Southern California Seniors and Families too.

Owning a manufactured home on land allows California home buyers to maximize style and space at far less cost than traditional site built homes. There are different types of 55 plus and all age community land ownership; each a bit different. Fee simple, Planned Unit Development, Approved Condominium Parks and even Cooperative Communities exist in California.  For more on ownership types, read here...  


Site owned manufactured homes appreciate with the market. Land ownership provides other advantages including access to Conventional, FHA and VA loan programs. As a part of MH Loans California, we provide financing programs geared to factory built home ownership.

Purchase an Existing Manufactured Home

As real estate is involved, we handle all purchase land home transactions through our real estate brokerage, MH Realty Associates. There is an active market and exceptional value in Southern California particularly for manufactured homes in senior resident owned communities and planned unit developments. Use our MLS Search to see Active Manufactured Home Listings. 

Purchase and Remodel

MH Loans offers an FHA 203K Purchase and Remodel Program. Repairs and remodel costs are estimated up front and included in your new loan.  

Purchase and Replace

A trend that will increase across the Southern California manufactured home market is to purchase an existing home, demolish it and replace it with a new home. Finding the right opportunity requires a bit of patience, but also requires a ready willing and able buyer. A purchase and replace offer requires more time to execute due to planning and permitting times. Budgeting and pre-qualifying can be done in advance allowing you to move quickly when opportunity comes. 

Build New on Your Land or Find a Site

Our One Time Close loan is a great option for new manufactured on modular home construction. Our network team will help you with planning and execution. Own your land or have it under a land contract? Your equity is your down payment. 


Evaluation and Pre-Planning

We want your vision and results to match. Home building requires true commitment to all involved including evaluation of all costs and value.

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Planning and Successful Budgets

All construction details must be confirmed in advance. A detail of costs are finalized prior to construction. Customer involvement is "Essential!

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Closing and Finance Options

Our One Time Close Program pays off the land at closing. Construction loan costs are built into the total project budget. Equity and cash options.

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